Personal loans can help you refinance your debt, pay for large expenses or cover unplanned expenses with fixed rates that are often lower than credit cards.
If you understand the ins and outs of personal loans, they can help you manage costs including medical bills, vacations, home remodels, financial emergencies or even car payments.
CNBC Select reviewed dozens of personal loans and found Discover Personal Loans to be our best loan for next-day funding. Discover can send you the funds as soon as the next business day after your loan is approved and all necessary paperwork has been submitted.
In most cases, you can apply online or over the phone and receive a decision the same day. Discover provides funds for a variety of purposes, which you’ll have to claim on your application. Funds can either be sent directly to your creditors (in the case of debt consolidation) or they can be deposited in your bank account.
Personal Loan Review
Information about Discover Personal Loans has been collected independently by CNBC and has not been reviewed or provided by the bank prior to publication. Discover Bank USA is a Member FDIC.
Annual Percentage Rate (APR)